@article{Jumady_Bustam_Susianah_Abu_Hamiddin_2022, title={The Impact of Liquidity and Credit Risk on Banking Profitability in Indonesia}, volume={3}, url={https://www.journal.accountingpointofview.id/index.php/POVREMA/article/view/227}, abstractNote={<p>This study aimed to determine the effect of liquidity and credit risk on profitability. This study uses a quantitative research approach. This study uses a descriptive analysis method, namely an analytical method in which the data are collected, classified, analyzed, and interpreted objectively to provide information and an overview of the topics discussed. The population used are banking companies that have been listed on the Indonesia Stock Exchange from 2018 to 2020, as many as 45 banking companies. The data that has been collected will be analyzed through several stages of testing. The first stage is to do a descriptive analysis. The second stage is to test the classical assumption, which consists of a multicollinearity test, a normality test, and a heteroscedasticity test. The third stage is to test all hypotheses proposed in this study, which will be proven through the partial, simultaneous, and coefficient of determination test. The analysis shows that the liquidity variable has no significant effect on profitability. Then the statistical analysis results for the Credit Risk variable show that credit risk has no considerable impact on Profitability.</p&gt;}, number={3}, journal={Point of View Research Management}, author={Jumady, Edy and Bustam, Bustam and Susianah, Susianah and Abu, Mursida and Hamiddin, Muhammad Irwan Nur}, year={2022}, month={Aug.}, pages={317 - 329} }